Visit or call
About Nestimate
Better evidence for the
people who pick the funds.
We help fiduciaries choose and defend retirement plan investments, using their own plan’s data.
Headquarters
Lincoln, Nebraska
2125 Transformation Dr.
Registered adviser
Nestimate Investment Management, LLC
An RIA offering 3(38) services
Method
Patent pending
Plan-specific fit scoring in TDF IQ
Distribution
Nuveen, PGIM and Nationwide
Partnerships announced in 2026
Why we exist
Plan decisions deserve
plan-specific proof.
Choosing a target date fund or an in-plan income product is a fiduciary decision. The usual tools compare funds to each other, not to the people in the plan.
Nestimate answers a simpler question: which option fits this workforce, and can you show your work? We score every suite and income product against the plan’s census, then document the process so advisors and committees can stand behind the choice.
Acme Co. 401(k)
2045 VINTAGETHE USUAL QUESTION · FUND VS. FUND
Suite A
Suite B
Suite C
Compared with each other, not with the people in the plan.
OUR QUESTION · FUND VS. YOUR PLAN
AGE 20PARTICIPANTS BY AGE65
1,284 participants. Every suite is scored against them.
Committee file
Q3 2026The census, the scores and the reason for the choice, written down.
Why it holds up
Independent, reviewed
and patent pending.
The work is only useful if it holds up in front of a committee. These are the reasons it does.
Independent
No product to sell
Nestimate is not affiliated with the fund companies or insurers it analyzes. Every suite is scored the same way.
Third-party review
The Wagner Law Group
“Nestimate may be an evolving best practice for Fiduciary Advisors engaged to provide annuity selection advice to Plan clients.”
Patent pending
A method of our own
TDF IQ is patent pending. It weighs each suite against the plan’s own demographics, not a generic participant.
Milestones
Three national partners
in five months.
Each one gives advisors a way in through a firm they already work with.
Apr 20, 2026 · Business Wire
Free TDF IQ access for advisors
Advisors who work with Nuveen can run TDF IQ at no cost.
-
Aug 26, 2026 · Business Wire
TDF IQ through PGIM’s DC Solutions team
PGIM’s defined contribution reps bring plan-level analysis to the advisors they cover.
-
Sep 17, 2026 · Business Wire
TDF IQ and the Lifetime Income Evaluator
Available to Nationwide’s advisors and the plan sponsors they serve.
How we fit in
We work alongside the firms
you already use.
Data comes in from the firms behind the options. A documented answer goes out to the people who decide.
In
- Fund and annuity dataFrom asset managers and insurers
- Recordkeeper availabilityWhat each platform can carry
- Plan censusAges, balances, deferrals, salaries
Out
- Advisors and consultantsA proposal for every client plan
- Plan sponsors and committeesA report they can read and keep
- Partner networksCo-branded access for their teams
Nestimate
- Target Date Fund IQFIT
- Retirement Income PlatformINCOME
- Fiduciary checklistPROCESS
Team
The people behind
the reports.
Experience across retirement income, defined contribution and fiduciary process.
- PHOTO
Title
Team member name
One line on their background in retirement plans.
- PHOTO
Title
Team member name
One line on their background in retirement plans.
- PHOTO
Title
Team member name
One line on their background in retirement plans.
- PHOTO
Title
Team member name
One line on their background in retirement plans.
Headquarters
Built in Lincoln,
Nebraska.
Our home base is in Lincoln. Visit the office, or book time and meet the team on video.
Talk with the team behind Nestimate.
Bring a plan or a question. We’ll walk you through how a fit analysis gets built.