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Nestimate

Sample report

A fit analysis,
page by page.

The report a committee gets, with notes on what each page proves.

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SAMPLE REPORT ACME CO. IS A FICTIONAL PLAN
02 · PLAN FIT SUMMARY

How each suite fits your workforce

2045 vintage, scored on 1,284 participants

Suite A91
Suite B86
Suite C82
Current suite77
Suite E71
Suite F68
RECOMMENDATION

Suite A fits 91 of 100, 14 points above the current suite.

2
  1. PlanAcme Co. 401(k)
  2. Participants1,284
  3. Vintage2045
  4. Suites scored6 with the current suite
  5. As ofQ3 2026

The walkthrough

Six pages a committee
can act on.

Each page answers a question a fiduciary should be ready to answer.

  1. Page 01CoverWhich plan, which committee, which period?
  2. Page 02Plan fit summaryHow does every suite score for this plan?
  3. Page 03Glide path fitDoes the glide path match our people?
  4. Page 04Why Suite AWhat drives the top score?
  5. Page 05RecommendationWhat do we recommend, and why?
  6. Page 06Process recordCan we show how we decided?

  1. Page 01 of 06

    Built for one plan, on one date.

    The cover names the plan, the committee and the period under review.

    What it proves

    1. Addressed to the plan committee, so it files with their minutes.
    2. Dated to the review period it covers.
    3. Marked sample here. Yours carries your plan’s name.
    Nestimate
    Q3 2026 · SAMPLE

    Target Date Fund
    Fit Analysis

    Prepared for the Acme Co. 401(k) Plan Committee

    SAMPLE · FICTIONAL PLAN1

  2. Page 02 of 06

    Every suite, scored
    on one scale.

    Six suites ranked by plan fit, including the one the plan holds today.

    What it proves

    1. The whole field was weighed, not a hand-picked short list.
    2. The current suite is measured the same way, at 77.
    3. The fit scale is printed, so readers can interpret a score on their own.
    02 · PLAN FIT SUMMARYSAMPLE

    How each suite fits your workforce

    2045 vintage, scored on 1,284 participants

    Suite A91
    Suite B86
    Suite C82
    Current suite77
    Suite E71
    Suite F68
    FIT SCALE
    PoorFairGoodGreatExcellent
    RECOMMENDATION

    Suite A fits 91 of 100, 14 points above the current suite.

    2

  3. Page 03 of 06

    The glide path,
    against your people.

    Each suite’s equity path is drawn over the plan’s actual age mix.

    What it proves

    1. Fit is judged on this plan’s census of 1,284 participants.
    2. Where Suite A and the current suite part ways is visible at a glance.
    3. The median participant, age 41, is marked, not assumed.
    03 · GLIDE PATH VS. WORKFORCESAMPLE

    Glide path fit, 2045 vintage

    Equity allocation by age, over the plan's participants

    • Suite A
    • Current suite
    • 4 other suites
    • Participants by age
    MEDIAN AGE41
    AVG BALANCE$68k
    DEFERRAL6.2%
    FINDING

    Suite A holds more equity through the 50s, closer to a workforce with a median age of 41.

  4. Page 04 of 06

    Why the top suite fits.

    The score breaks down into the factors that drove it.

    What it proves

    1. The score is explained, not just reported.
    2. Fees sit beside fit, so cost is part of the decision.
    3. Built on this plan’s median participant, not an industry average.
    04 · PLAN FIT, SUITE ASAMPLE

    Why Suite A fits this plan

    Scoring summary, 2045 vintage

    +14 vs. current suite
    QUANTITATIVE SCORING
    Demographic matchStrong
    Income scoreB+top quartile
    Fee drag0.12%vs 0.31% median
    PLAN'S MEDIAN PARTICIPANT
    • Fund assumes
    • Your plan
    Median age
    4941
    Deferral rate
    8.0%6.2%
    Average balance
    $112k$68k
    Retirement age
    6562

  5. Page 05 of 06

    One answer, with its reasons.

    The recommendation is stated plainly, with the alternatives on record.

    What it proves

    1. A clear answer the committee can vote on.
    2. Income outcomes are weighed alongside fit.
    3. Alternatives are documented, including keeping the current suite.
    05 · RECOMMENDATIONSAMPLE
    RECOMMENDED

    Suite A, 2045

    Fits 91 of 100, 14 points above the current suite.

    Projected income replacement by vintage

    • Suite A
    • Current
    INCOME SCOREB+
    REPLACEMENT72%
    VS TODAY+20 pts
    ALSO CONSIDERED
    Suite BRunner-up, 5 points behind86
    Current suiteKept on record as the baseline77

  6. Page 06 of 06

    A record of the process.

    Every step, input and method, ready for the committee file.

    What it proves

    1. Each step of the review is written down, in order.
    2. Inputs are named, so the analysis can be repeated.
    3. Methodology and definitions travel with the report.
    06 · PROCESS AND DISCLOSURESSAMPLE

    How this analysis was done

    Process record for the committee file

    1. 01Plan profile enteredACME CO. 401(K)
    2. 02Participant data loaded1,284 PARTICIPANTS
    3. 03Plan preferences ranked3 OF 3
    4. 04Results reviewed2045 VINTAGE
    5. 05Funds chosen for comparison6 SUITES
    6. 06Funds compared head to headSUITE A VS. CURRENT
    7. 07Report customized and generatedQ3 2026
    INCLUDED IN THE REPORT
    Feature Fit MethodologyPercentile RankingsDefinitionsDisclosures

Also in the full report

The detail behind
the answer.

Choose which sections to include before the report is generated.

Download the full sample

  1. Product details

    Series, strategy and landing point, to or through, for each suite.

  2. Performance

    Returns for every suite over standard periods, side by side.

  3. Expenses

    Fund expenses by share class, so cost is on the record.

  4. Insurers

    For suites with built-in income, the insurers behind it.

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